Rent vs. Buy in 2025: What’s Actually More Affordable?

If you’re torn between renting and buying a home in 2025, you’re not alone. The monthly cost of owning a home can seem intimidating—especially when compared to rent. In many U.S. cities today, renting... ...more

mortgage

November 11, 2025•2 min read

Will the Housing Market Crash—or Are Home Prices Just Cooling Off?

Despite all the buzz on social media, most experts—like Freddie Mac and economists across the board—aren’t forecasting a housing crash. Why not? It comes down to two simple fundamentals: strong demand... ...more

mortgage

November 11, 2025•2 min read

How Changing Your Down Payment, Credit, or Loan Term Can Impact Your Rate & Monthly Payment

Small changes — like improving your credit score, increasing your down payment, or choosing a shorter loan term — can dramatically affect your mortgage rate and monthly payment. Here’s how. ...more

mortgage

October 03, 2025•2 min read

How Much Home Can You Afford in Today’s Market?

With rising rates and shifting home prices, figuring out your home-buying budget matters more than ever. Here’s how to calculate what you can afford — and when it makes sense to adjust your price rang... ...more

mortgage

October 03, 2025•2 min read