Lenders Are Now Considering Rent Payments as Credit and Here Is What That Means for Buyers Today
Rent history and recurring bills now count for some lenders. David Norris explains who this helps most. ...more
mortgage
August 04, 2026•3 min read
Most Economists Are Not Expecting a 2008 Housing Crash and Here Is What Buyers Should Focus on Instead
Strong equity, low foreclosures, no crash expected. David Norris explains why waiting may cost you more. ...more
mortgage
August 04, 2026•3 min read
The 50 Year Mortgage Is Not Available Yet and Here Is What Buyers Should Focus on Instead Right Now
50-year mortgage discussed but not available. David Norris explains the tradeoffs and what to use now. ...more
mortgage
July 31, 2026•2 min read
Inventory Is Up and Sellers Are Negotiating and Here Is Why Buyers Should Take Another Look Right Now
More homes, price cuts, seller concessions available now. David Norris explains why the market has shifted. ...more
mortgage
July 31, 2026•2 min read
Why Mortgage Rates Started Climbing Again After Coming Down and What to Do About It Right Now
Middle East tensions push oil and rates higher. David Norris explains why your estimate may have changed. ...more
mortgage
July 30, 2026•2 min read
The Fed Signals Higher for Longer So Focus on the Negotiating Power You Actually Have Right Now
Cooler competition means real leverage now. David Norris explains why buying now beats waiting on rates. ...more
mortgage
July 08, 2026•3 min read
New Credit Scoring Models Are Now Allowed for Mortgages and Here Is What Buyers Need to Know
VantageScore 4.0 counts rent and utility payments. David Norris explains who benefits and by how much. ...more
mortgage
July 08, 2026•3 min read
Why the Iran Conflict Pushed Mortgage Rates Higher and Why the Peace Framework Is Bringing Relief
Oil routes reopen and rates ease from peak. David Norris explains the chain reaction behind rates now. ...more
mortgage
July 07, 2026•3 min read
76 Percent of Buyers Now Trust AI to Shop Their Mortgage and Here Is What That Data Really Means
AI shops fast but misses nuance. David Norris explains why combining AI and a loan officer wins deals. ...more
mortgage
July 06, 2026•3 min read
David Norris
Branch Manager / Sr. Mortgage Banker
NMLS #996450
Norris Mortgage Team
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Mortgage, LLC
NMLS # 1359687
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