Why Mortgage Rates Jumped After Briefly Falling Below 6 Percent and What Buyers Need to Know

Why Mortgage Rates Jumped After Briefly Falling Below 6 Percent and What Buyers Need to Know

The connection between the war with Iran and your mortgage payment is not obvious but it is real and direct. David Norris breaks down the chain reaction from oil prices to bond yields to your monthly ... ...more

mortgage

April 02, 20265 min read

Are Home Prices Actually Dropping? What the National Headlines Are Getting Wrong

Are Home Prices Actually Dropping? What the National Headlines Are Getting Wrong

The first year-over-year home price decline since 2012 made headlines but the real story is far more local than national. David Norris breaks down what the data actually shows and why your market matt... ...more

mortgage

March 31, 20264 min read

The Hidden Deal-Killer That Is Derailing Home Closings in 2026

The Hidden Deal-Killer That Is Derailing Home Closings in 2026

Homeowners insurance is quietly killing deals right before closing. David Norris explains why rising premiums are blowing up debt-to-income ratios and exactly how buyers can protect themselves before ... ...more

mortgage

March 10, 20264 min read

Are We Finally in a Buyer's Market? What the Numbers Are Not Telling You

Are We Finally in a Buyer's Market? What the Numbers Are Not Telling You

Inventory is up and homes are sitting longer, but prices are holding steady. David Norris breaks down where real buyer leverage exists in today's housing market and how to use it. ...more

mortgage

March 10, 20264 min read

Why Mortgage Rates Jump Even When the Fed Holds Rates Steady

Why Mortgage Rates Jump Even When the Fed Holds Rates Steady

Confused when the Fed does nothing but mortgage rates move? Learn how the bond market, the 10-year Treasury yield, and investor expectations influence mortgage rates. ...more

mortgage

February 15, 20263 min read

Waiting Until Spring to Buy a Home Could Cost You: Here’s Why

Waiting Until Spring to Buy a Home Could Cost You: Here’s Why

Spring brings more homes and more buyers. Learn how competition affects leverage, why prices can rise fast, and how buying before the rush can be a smart strategy. ...more

mortgage

February 15, 20263 min read

How Real Estate Pros Are Winning in 2026 (Lessons Learned From 2025)

How Real Estate Pros Are Winning in 2026 (Lessons Learned From 2025)

If 2025 taught the industry anything, it’s this: the market rewards the pros who adapt early. The pace is different than the frenzy years. Buyers and sellers are moving with more caution, more questi... ...more

mortgage

January 01, 20263 min read

What’s Driving Buyer Behavior Heading Into 2026

What’s Driving Buyer Behavior Heading Into 2026

As we move toward 2026, the market is shifting, and the smartest buyers are already adapting. The big change is not just what homes cost. It’s how buyers are making decisions, how much leverage they h... ...more

mortgage

January 01, 20263 min read

Rent vs. Buy in 2025: What’s Actually More Affordable?

Rent vs. Buy in 2025: What’s Actually More Affordable?

If you’re torn between renting and buying a home in 2025, you’re not alone. The monthly cost of owning a home can seem intimidating—especially when compared to rent. In many U.S. cities today, renting... ...more

mortgage

November 11, 20252 min read

David Norris


Branch Manager / Sr. Mortgage Banker

NMLS #996450

Norris Mortgage Team

Powered by Canopy

Mortgage, LLC

NMLS # 1359687

Contact Us

(870) 480-6307

360 South Technology Court Ste. 200, Lindon UT 84042

Social Media Links

Facebook

Instagram

YouTube

Copyright 2025. All rights reserved. David Norris NMLS #996450 | Equal Housing Lender

Canopy Mortgage, LLC | 360 Technology Court, Suite 200 Lindon, UT 84042 | 877-426-5500 | NMLS Consumer Access #:1359687. All loans subject to credit and property approval. Our privacy policy is here and our terms of use are here.