The Number Nobody Talks About When Buying a Home and Why Two Houses at the Same Price Can Cost Hundreds More Per Month
PITI plus HOA plus mortgage insurance. David Norris explains why shopping the payment beats shopping the price every time. ...more
mortgage
October 05, 2026•3 min read
The Biggest Mistake Sellers Are Making in 2026 and How to Avoid the Price Reduction Trap
Overpriced listings sit and sitting listings get stigmatized. David Norris explains what actually works for sellers now. ...more
mortgage
October 05, 2026•3 min read
What If Waiting for Lower Mortgage Rates Actually Costs You More Money Than Buying Today
Lower rates bring more buyers and higher prices. David Norris explains why waiting is a bet not a plan and how to compare. ...more
mortgage
October 05, 2026•2 min read
The 2026 Conforming Loan Limit Is $832,750 and Here Is Why That Number Matters for Buyers Above $800K
The line between conventional and jumbo moved higher in 2026. David Norris explains who benefits and what changes now. ...more
mortgage
October 05, 2026•2 min read
The Fed Just Raised Rates and Here Is What That Actually Means for Your Mortgage Payment
Fed controls overnight bank rates not mortgages. David Norris explains what actually moves your 30-year rate and what to do. ...more
mortgage
October 05, 2026•2 min read
You Do Not Need 20 Percent Down to Buy a Home and This Belief Is Keeping Too Many Buyers Waiting
Loan programs, DPA, seller concessions reduce upfront costs. David Norris explains your real down payment options. ...more
mortgage
September 08, 2026•2 min read
What If Home Prices Drop After I Buy and Here Is the Honest Answer Every Buyer Needs to Hear
Nobody times the market perfectly. David Norris explains why long term goals beat short term price fears. ...more
mortgage
September 08, 2026•2 min read
Should You Buy Now or Wait for Mortgage Rates to Drop and Here Is the Honest Answer
Lower rates bring more buyers and higher prices. David Norris explains why timing beats rate chasing now. ...more
mortgage
September 08, 2026•2 min read
Buyers Are Getting Negotiating Power Back and Here Is How to Use It Before the Window Closes
Longer days on market, price cuts, concessions available. David Norris explains how to structure offers now. ...more
mortgage
September 01, 2026•3 min read
David Norris
Branch Manager / Sr. Mortgage Banker
NMLS #996450
Norris Mortgage Team
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